SBI Platinum Card

 SBI Platinum Card, the most popular of all credit cards offered by the SBI Bank gives you the freedom to purchase and shop till you drop. Its features and offers are most beneficial than any other bank in India. With the launch of this card SBI has gained more credit card customers than ever before.

Features of the SBI Platinum Credit Card

  • 2% Cash Back on International expenditures
  • Reward Points- You can earn 1 reward point for every Rs 50 you spend.
  • Worldwide access
  • Privilege Dining- Now use your Platinum Card to avail a large range of benefits on many cuisines and delicacies.
  • Customer Care Services- You can now order flowers and gifts for your loved ones and deliver them to their door-steps by just calling on the customer care number on 1800-11-44-45 (toll free from BSNL/MTNL landline) or 011-41898877. Choosing which movie to go for and booking airline tickets to booking conveyance and hotel in the city you tour is now simpler with the help of 24×7 concierge services rendered by the SBI.
  • Online services- View, manage and pay your bill and statements online by logging on to www.sbicard.com.
  • 0% fuel surcharge- Purchase fuel between Rs 500- Rs 3000 and pay absolutely no surcharges.
  • Free utility bill payments services
  • Pay monthly bills in instalment with Flexi-pay plan.
  • Transfer balances at very low interest rate.
  • Pay bills by calling the branch and getting your draft prepared and deposited by them.
  • Now book your railway e-tickets and get them delivered at your home.
  • Order for additional cards for your family and let everyone enjoy the benefits of SBI Platinum Card.
  • SBI Platinum Card comes up with many lifestyle schemes and offers round the year for the customers to reap benefits.

Fees and charges levied by the SBI Platinum Card

  • Joining fee- Up to Rs 1500 (one time)
  • AMC- Up to Rs 1500 per annum
  • Add-on fee- Nil
  • Interest free credit period- 20-50 days
  • Finance charges on extended credit- Upto 3.10% per month.
  • Minimum amount Due- 5% of the total outstanding amount or min Rs 200
  • Cash Advance limit- Up to 80% of the credit limit
  • Free credit period- Nil
  • Finance charges on Cash advance- 3.10% per month
  • Cash Advance fee- 2.5% or min Rs 275 on SBI and other domestic ATMs, 3% on international ATMs.
  • ATM Decline fee- Rs 20
  • Personal Accident: Rs 24 per month
  • Credit Shield: 0.1% of total outstanding
  • Admin fee: Rs 20 per month
  • Cheque Pickup: Rs 90
  • Cheque Bounce: 2% of the cheque amount or a min of Rs 300 and max of Rs 500
  • Statement retrieval: Rs 100 per statement, less than 3 months old
  • Chargeslip retrieval: Rs 125 per chargeslip
  • Late payment: Rs 100 for bills of Rs 501-Rs 1000, Rs 350 for Rs 1001-Rs 10000, Rs 600 for Rs 10001-Rs 25000, Rs 700 for bills above Rs 25000
  • Over-limit: 2.5% of the over-limit amount or a minimum of Rs 500
  • Card Replacement: Rs 100 (domestic), actual cost or min $ 175 (when abroad)
  • Foreign Currency Transaction: Conversion mark up-1%
  • Card Upgrade fee: Up to Rs 500
  • Rewards Redemption fee: Rs 99 + GST
  • Railway tickets (counters): Rs30+2.5% of transaction amount
  • E-tickets: 1.8% of transaction amount + service charges
  • Fuel surcharge: 0% for Rs 500- Rs 3000
  • Customs Duty: 2.25% of transaction amount + min of Rs 75
  • Order of payment settlement: Min amount due
    Related Articles
  1. HDFC bank gold credit card
    The simple eligibility criteria for owning an HDFC Gold card is that a salaried individual must be a minimum of 21 years of age and a maximum of 60 years of age and a self-employed individual must be a minimum of 21 years of age and a maximum of 65 years....
  2. SBI Vishwa Yatra Card
    SBI offers prepaid card facilities to its customers apart from the usual credit cards. The speciality of the prepaid card is that you have paid in advance for the use of the card and later on you need not worry about paying the bills. The most popular card in this category is the SBI Vishwa...
  3. SBI Railway Credit Card
    SBI among its other partnership cards has come up with an SBI Railway Credit Card. This card has been launched with the help of Indian Railway Catering and Tourism Co-operation (IRCTC). It offers many benefits and profitable features to the customers. Those who are involved in a lot of travelling can apply for this card...
  4. SBI Gold Card
    SBI Gold Card SBI offers a variety of Credit Cards with a combination of various gifts, offers and rewards schemes to its customers. The charges and the fees charged by SBI are very affordable and genuine with no hidden costs from the customers. All the guidelines and charges are given well in detail to the...
  5. SBI Credit Card
    The largest bank of India, the State Bank of India (SBI), is known for its reliable services, greatest accessibility and the highest number of branches. Its services are trusted by one and all and the counting of its consumers goes way ahead of any bank. SBI and GE Capital have together come up with various...